What it takes to form an LLC in each state

What you need before you file (every state)

• A unique name ending in "LLC," "L.L.C." or "Limited Liability Company." Check the state's business name search first.
• A registered agent with a physical street address in that state (no P.O. boxes), available during business hours. You can be your own agent.
• A principal business address, which can be in another state. Filings are public, so some owners use a business address instead of home.
• Organizer and member or manager names, depending on the state's form.
• Management choice: member-managed (owners run it) or manager-managed.
• The filing fee, paid online by card in most states.

Right after you file

• Get a free EIN from the IRS ↗.
• Sign an operating agreement. New York requires a written one; every LLC should have one, especially with more than one owner.
• Open a business bank account and keep business money separate.
• Put the annual report or tax due date on your calendar. Missing it can get the LLC dissolved.
• Register for state taxes and get any licenses your work needs.
• Federal beneficial ownership (BOI) reports: FinCEN now exempts companies formed in the U.S. Check fincen.gov ↗ for changes.